Resources
Everything here is free, works without an account, and exists to move you one real step forward. Calculators do your math in the browser and keep your numbers on your device. Guides say in plain English what the fine print won't.
Number of resources found: 16
Calculators & Tools
Interactive, free, and private: what you type stays in your browser.
Budgeting Template Calculator Answer 5 questions, get a starting budget across 13 categories. Spreadsheet included.
ViewDebt Payoff Calculator Snowball vs. avalanche with your real debts: debt-free date, total interest, payoff order.
ViewEmergency Fund Calculator Your target, sized to your real essentials and situation, with a monthly plan to get there.
ViewSavings Challenge Generator 52-week, steady weekly, or a custom goal with a date. Check off deposits as you go.
ViewMoney Goals Worksheet Turn a wish into a funded plan with a feasibility check and a printable goal sheet.
ViewFinancial Planning Checklist What to do with your next dollar, in order, with progress that saves as you check things off.
ViewGuides
Plain-English explanations with 2026 numbers, not fine print.
Money 101: A Crash Course Eight short lessons covering the class school never taught, each with one action for today.
ViewHow Your Credit Score Works The five factors, what changed in 2026, and the step-by-step plan to raise yours.
ViewInvesting Basics When to start, which accounts in what order (2026 limits included), and what to actually buy.
ViewWhat Insurance Do You Actually Need? The six you need, the ones to skip, real 2026 costs, and how to pay less.
ViewEat Well on a Budget A meal system built on 2026 prices, plus ten dinners around $1 to $2 a serving.
ViewReferences & Picks
Look things up, and skip the trial-and-error on what to read and listen to.
Financial Glossary in Plain English More than 100 money terms, each explained the way we would across a kitchen table.
ViewThe Best Budgeting Apps in 2026 Current prices, honest catches, a 60-second matcher, and the free options that still work.
ViewThe Best Personal Finance Podcasts 19 shows verified still publishing in 2026, sorted by what you're working on.
ViewThe Best Money Books, by Situation The right two books for where you are, with current editions noted. All free at the library.
ViewAverage American Financial Statistics An infographic look at the typical American financial story. Some numbers may surprise you.
ViewWant a hand putting any of these to work on your actual numbers? Book a free Financial Freedom Assessment.
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